If the lien was placed by a bank you can try and obtain the release throughĬontact with its successor. I need to have a lien release on my property, but the bank/lender I believe that I am the victim of an advanced fee scam (the advancement of funds for the promise of a loan, lottery winnings, credit card, or other products/services etc.). Is it legal for an institution to charge a New Jersey consumer a prepayment penalty on a loan? Answerġ3. What should I do if I'm applying for a mortgage loan over the telephone and the representative requests my credit card number in order to charge for an application fee, appraisal fee, or credit report? Answerġ2. What are the maximum fees a bank can charge for such things as overdrafts, processing, in-sufficient funds, and unavailable funds, etc.? Answerġ1.
I am currently in default of my mortgage payments and the mortgage company/bank has begun foreclosure proceedings. I am having a problem with the company that is servicing my mortgage loan (i.e., the mortgage servicer company to which I send my loan payments). With whom can I file a complaint? AnswerĨ. I have an issue(s) with the way in which a company is trying to collect on a debt. What is the criminal and civil usury rates in New Jersey? Answerħ. I have an old checking/savings account or CD with a bank that I forgot about and the bank is no longer in existence. I believe that I have been the victim of identity theft. Who can I ask for help or how can I file a complaint against the company? Answerģ. I am having difficulties with my credit card company. I need to have a lien release on my property, but the bank/lender is no longer in business. Personal Finance - Frequently Asked Questionsġ. Home > Consumer Information > Personal Finance Topics > Frequently Asked Questions
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